Planning on having Christmas on a budget this year? Well, I must say it can be quite frustrating to stay within the budget, especially when everyone is busy spending money during the shopping frenzy of the holiday season.
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Absolutely not! You don’t need to be smart or have well-placed connections to create extra income streams. All you need is the willingness to learn about your options and the time and money to pursue them.
No one lends money to someone who can’t pay it back. That’s called giving. When you decide to lend money to the government, you’re probably looking for an income bearing investment with low risk. You definitely want to bank more than just capital profits on your investments.
It’s no secret that most South Africans spend more than they earn. According to research from Standard Bank, lower income groups (95% of the population) spend way more than what they can afford.
Are you the type of person that saves for a big TV, or do save for a holiday instead? When you get a salary increase, do you think about spending that raise on a car upgrade or do you want to join a dance class?
We all have our reasons for dieting – the most common being weight loss. But honestly, dieting can be difficult. And, the same can be said about saving money. We all know a bad diet and junk food can lead to unhealthy bodies. In the same way, failing to save, as well as bad spending habits […]